Risk Notice

Important: Read Before Investing

Investing through Capitovera involves significant financial risk. You should only invest money you can afford to lose. Before investing, consider seeking independent legal, financial, and tax advice.

Key Risks

Market Risk

Property values fluctuate with economic conditions, interest rates, and local market dynamics. Values may fall as well as rise.

Liquidity Risk

Real estate is an illiquid asset class. Your capital may be committed for the duration of the investment period. Exit windows are limited to those specified in your plan terms.

Development Risk

For under-construction properties, there is a risk of construction delays, cost overruns, or failure to complete. Capitovera mitigates this through developer due diligence and escrow-backed payment structures.

Currency Risk

If you invest in a currency other than your home currency, exchange rate movements may affect the value of your returns.

Regulatory Risk

Changes in property laws, tax regulations, or financial services regulation in the countries where Capitovera operates may affect investment returns.

Platform Risk

In the unlikely event of Capitovera's insolvency, your investments in underlying property assets are held in segregated structures and would not form part of Capitovera's estate.

Concentration Risk

Investing a significant portion of your wealth in any single asset class, including real estate, creates concentration risk. Diversification is recommended.

Suitability

These investments are suitable for investors who understand and accept the risks outlined above, have a medium to long-term investment horizon (typically 3-10 years), and can afford to have their capital committed for the investment period.

Questions

If you have any questions about the risks involved, contact your dedicated advisor or email risk@capitovera.com before investing.